Auto Insurance

Auto Insurance In Texas

Did you know you must have auto insurance to drive on Texas roads? Auto insurance is an excellent weapon for safeguarding your finances if you get into an accident or when your vehicle is damaged, stolen, or vandalized due to a disaster. At San Jacinto Insurance, we recommend knowing the right coverage to avoid paying for those you don’t need. Here’s what you need to know about auto insurance.

What is Auto Insurance?

Auto insurance is a policy a vehicle owner gets to protect them from financial loss in the event of an accident. In Texas, you’re required to have liability insurance before you can legally drive a car. The coverage pays for medical bills, repairs, and other costs after an accident.

Auto Insurance Coverages

Auto insurance comes in many coverages, including:

• Bodily injury liability that covers other people other than you or your passengers.
• Property damage liability pays for damage you cause to other people’s property.
• Medical payments or personal injury protection that pays for your medical bills.
• Collision coverage pays for damage caused by a collision with another object.
• Comprehensive coverage that pays for damage caused by something other than a collision, such as fire.
• Uninsured or underinsured motorist coverage that pays for damage or injuries caused by an uninsured or underinsured motorist.

Who Needs Auto Insurance?

Auto insurance is mandatory in most states, including Texas. This policy is also crucial if you don’t want to spend money after an accident. Remember, a small accident can cause millions of losses. That’s why we recommend having the right amount of coverage based on your needs.

Auto Insurance Cost

Auto insurance costs vary from one policyholder to another. The rates vary based on the vehicle model and year, driving record, neighborhood crime rate, and age.

Need auto insurance in Texas? San Jacinto Insurance has the right information, tools, and experience to help you get a policy that matches your needs. Contact us today for more information.